Why Pre-Qualification is Important

Looking for a loan? We'd be thrilled to answer your questions about our many mortgage solutions! Call us at 954.920.9799. Want to get started? Apply Here.

Even if you've not narrowed down houses to view yet, it can be important to visit with your mortgage professional first. What for? When you don't know yet how much house you want to qualify for, what can we help you with?

Pre-Qualify

When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can afford, and the loan amount you will qualify for. We can achieve this by analyzing your income and debts, your employment and housing situations, the funds available for down payment, required reserves, and some other things. It's a quick, thorough process with minimal risks for papercuts.

Once you are considered eligible, we prove our confidence in your ability to qualify for a mortgage by presenting you with a Pre-Qualification Letter (also called a "pre-qual").

Buying Clout

With your pre-qualification letter, a number of advantages are yours when you locate the home you want to make an offer for. The first is that you will be sure what you can afford when calculating the offer. Of greater importance to the seller, your pre-qualification is like your having entered their front door with a suitcase full of cash ready to make the deal! They need not be concerned they have been wasting their time if you won't be able to be able to qualify for a high enough mortgage. The seller of the home won't wonder if he can trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't cause them concern. You have the ability to back up your offer.

We will help you with your pre-qualification

When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can afford, and the loan amount you can qualify for. We accomplish this by analyzing your debts and income, your work and housing situations, your available funds for a down payment, required reserves, and some other things. It's a short, thorough process with minimal risks for papercuts.

One-on-One

While you can benefit from our tools to calculate mortgage variables on our website, it's essential to sit down and talk with us. We can begin working on your pre-qualification letter. For another thing, we could find a different mortgage loan option that better fits your needs. Let us get you started: Call us at 954.920.9799.

Have questions about pre-qualifying? Call us at 954.920.9799. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.